Affidavit I am uneducated My 14 years research and actual experience with100% evidences

Bank debited my wife’s FD of an amount Dhs 428,454.41 i.e. US $ 180,432.48 approx. which was not Under Lien, and without my wife Pooja’s signature this deposit was withdrawn how?? I reported to Central Bank of Dubai Authorities for justice, but once again I failed.

Why are we facing so many injustices in Dubai? Who will stop this, without my wife’s signature this amount was debited by a bank; an institution and there is no one to justify such offenses.
Dubai King Dom Criminal Free .investor Jail

How many Law breaker help Crime

Abdullatif Mohammed Al Jismi - Head prosecution

Yousif Hassan – public prosecutor, Public Prosecutor

Mohammed Al Mannai
Mustafa Abdul Rahman secretary

Dubai courtJudges Moh Naabil, Fuad Hamdoun Yousif Faud

Chaired: Mr Moh Mahmoud Rasim

Judge: Mr Dr Ali Ibrahim Al Iman

Judge: Mr.Al Hadi Moh.Al Jadid

Judge: Mr.Moh.Nabil Moh RYad

Judge: Mr.Kharaf Fatah Al Bab Motually.

Public prosecution 19/5412letter (25/4/1999)

I even sent legal notices in 2006 and 2008 to Raj Bernard, Dar al Adallah, Haris Accounting and Auditing, Central bank of UAE and Standard chartered bank (UK London) for all the injustice I suffered.

I even sent legal notices in 2006 and 2008 to Raj Bernard, Dar al Adallah, Haris Accounting and Auditing, Central bank of UAE and Standard chartered bank (UK London) for all the injustice I suffered.

1. 
   Exhibit no.: FDeposit on 3702020225 Deposit receipt in name of my wife, only. Pooja’s without my wife Pooja’s signature withdrawn how??
   
2. 
   Bank debited my wife’s FD of an amount Dhs 425,750 without not Under Lien, and without I reported to Central Bank of Dubai Authorities for justice, but once again I failed.
   

KISHOR, Navani Kishor Ramchand HomeAbout INTERPOL Core functionsNews Drugs and criminal organizations Financial and high-tech crime FugitivesWanted SearchRecent NoticesNational wanted web sitesFugitive investigations Public safety and terrorism Trafficking in human beings Other crime areas Regional activities International liaison Publications Recruitment
Present family name: KISHOR Forename: NAVANI KISHOR RAMCHAND Sex: MALE Date of birth: 2 February 1962 (45 years old) Place of birth: BOMBAI, India Language spoken: English, Hindi Nationality: India

Flat No. 19, Malkani Mahal, Dr. AB Road, Worli, Mumbai – 400 030, India

Advocates and Legal Consultants,

PO Box 7992, Dubai, UAE

Email: info@galadarilaw.com

Mr. KK Sarachandra Bose, Partner

Dar Al Adalah

Advocates and Legal Consultants,

Office # 55-56, Zomorrodah Complex – B,

PO Box 15878, Dubai, UAE

4. Mr. Kishor Ramchand Navani has been operating in connivance and hands in glove with several law flouters including bankers, police officers, lawyers, and he has been frauds and cheatings endlessly. With the help of some of the UAE law breakers, he managed to escape from the clutches of law. He was to be ordered to pay the amount to me February 20, 2001. You are requested to inform the Public Prosecution about usage of his counterfeit/ fake passport.

ii. The name of the court within India before whom the Interpol had produced Mr. Kishor Ramchand Navani

iii. Case number of the matter before the Indian Court

iv. Next date of hearing of the case.  This is necessary so that I can attend on  the said date with my lawyer who would assist the lawyer of Interpol.

v. Name of the lawyer representing Mr. Kishor Navani in India and any other relevant information in the matter.

You are requested to send the above information, cheques, documents, papers etc by Registered Post/ Courier and through mail (for information, documents convertible in soft copies).

Dayal Mansukhani

--- On Mon, 5/12/08, dayal mansukhani wrote:

From: dayal mansukhani
Subject: In the matter of Mr.Kishor Navani
To: info@galadarilaw.com
Cc: poojamans@hotmail.com
Date: Monday, May 12, 2008, 9:37 AM

Date: 12.5.2008 To : Galadari & Associates Advocates & Legal Consultants, Dear Sirs, This has reference to your fax dated 30th April 2008 seeking instructions about proposed translation of papers received from the office of Public Prosecution.   In this connection, I am a bit surprised at the sudden activity with regard to the case concerning Mr. Kishor Navani.  You are aware of the fact that Mr. Kishor Navani fled Dubai and he is avoiding the legal process so far.  This is for the plain reason that he is guilty.  Now, if I am not wrong, the question of receiving any fresh papers would arise only when someone is trying to enter into the proceedings at the behest of Mr. Kishor.  In that eventuality, I will have to take an appropriate call on commercial expediency.  It is clear that Mr.Kishor will not spend any money to fight the case unless he wants to return to Dubai or unless he has some problem due to the pending case.   In such an event he would be under pressure. On my part, I need to know the expenses involved in translation.  Before that I must know as to what is the nature of the papers.   Are the papers received by the Public Prosecution from Mr. Kishor's advocates or are they some sort of administrative papers from their own office?    If Mr. Kishor's advocate has tendered these papers, what is the next date of hearing of the case before the Court?  To bring more pressure on Mr. Kishor, will it be worthwhile to make an effort to locate him - if he is within India- and file criminal proceedings? I am anxiously waiting your reply.  Dayal mansukhani

Dear Sir, It is heartening to note that Kishor Navani was arrersted.   My wife Mrs. Pooja will talk to your office in the matter of translation work to be completed and the charges to be incurred for the same.  In the meantime, I have consulted a top criminal lawyer in Mumbai who has been handling cases relating to Interpol.  I was told that as Mr. Navani was arrested in India, the translated papers would finally form the basis of material to be placed before the competent court in India who would decide the issue of his extradition to UAE.  I was further told that it is advisable for me to engage a lawyer in this very same case and present my case so that I am finally successful in getting him extradited. After all, the lawyer representing Interpol would not be personally aware of the facts. He would argue the matter on the basis of documents that are submitted by Galdari to Dubai Police who would in turn provide the same to interpol.  This entire process is impersonal.  I am the complainant and am personally aware of all facts and  hence, my lawyer can convince the court about the need to extradite the culprit.  In fact, I was further told that since I am an Indian citizen and I am myself the complainant, I am entitled to enter into the witness box with permission of the court and give evidence. For this purpose I require the following details: 1. The name of the court within India before whom the interpol had produced Mr. Navani 2. Case number of the matter before the Indian Court 3. Next date of hearing of the case.  This is necessary so that I can attend on  the said date with my lawyer who would assist the lawyer of interpol. Sir, please protect my interest and help me by getting these details from the Dubai police. If I directly approach interpol office in India, it is like an ocean and I would find it difficult to trace out these details. However as there is ongoing correspondence between interpol and  Dubai police, it is very easy for Dubai police to get these details.  As my lawyer, you have a direct locus to ask for these details.  Hence please help me on top priority basis. Regards, Yours truly Dayal mansukhani

--- On Mon, 5/12/08, dayal mansukhani wrote:

From: dayal mansukhani
Subject: In the matter of Mr.Kishor Navani
To: info@galadarilaw.com
Cc: poojamans@hotmail.com
Date: Monday, May 12, 2008, 9:37 AM

1 Mr. Kishor Ramchand Navani has been operating in connivance and hands in glove with several law flouters including bankers, police officers, lawyers, and he has been frauds and cheatings endlessly. With the help of some of the UAE law breakers, he managed to escape from the clutches of law. He was to be ordered to pay the amount to me February 20, 2001. You are requested to inform the Public Prosecution about usage of his counterfeit/ fake passport.

ii. The name of the court within India before whom the Interpol had produced Mr. Kishor Ramchand Navani

iii. Case number of the matter before the Indian Court

iv. Next date of hearing of the case.  This is necessary so that I can attend on  the said date with my lawyer who would assist the lawyer of Interpol.

v. Name of the lawyer representing Mr. Kishor Navani in India and any other relevant information in the matter.

You are requested to send the above information, cheques, documents, papers etc by Registered Post/ Courier and through mail (for information, documents convertible in soft copies).

Place

Part C : CBI case no. 827/2001

2. Exhibit no.: FDeposit on 3702020225 Deposit receipt in name of my wife, only. Pooja’s without my wife Pooja’s signature withdrawn how??

3. Bank debited my wife’s FD of an amount Dhs 425,750 without not Under Lien, and without my wife Pooja’s signature this deposit was withdrawn how?? I reported to Central Bank of Dubai Authorities for justice, but once again I failed.

4. Why are we facing so many injustices in Dubai? Who will stop this, without my wife’s signature this amount was debited by a bank; an institution and there is no one to justify such offenses.

IN THE COURT OF FEDRAL SUPREME COURT OF CASSATION IN ABU DHABI

IN

APPEAL NO. OF

PETITION NO. OF

Having his permanent address at ]

19, Malkani Mahal, Dr. A. B. Road, ]

Worli, Mumbai 400 030. ] Petitioner

INTERNATIONAL COMMERCIAL BANK ] Resp.

OF THE PETITIONER ABOVENAMED

1. 
   The petitioner is a Citizen of India having his address at as stated above in the cause title of the petition. The respondent is a Banking Company duly incorporated under the company’s law. The petitioner is a Businessmen and he was running his business from Dubai, UAE for around 25 years. The petitioner has traded and carried out business in Transportation, Textile trading, Finance etc. the petitioner has financed many individual and organization in Dubai. The petitioner has a good reputation in Dubai trade circle as he is very successful businessman. Though the petitioner has many friends in Dubai business class he has also attracted some enemies due to business competition.
   
2. 
   The petitioner opened an account in the above Bank in the year 1993. The Bank Director was friend of the petitioner. So on his request I have deposited more than Million $ in the said bank in fixed deposit. I sued to obtain bank facility against the fixed deposit; hence, I have signed some blank documents for creating a lien in favour of the bank. Even otherwise as I am illiterate person and do not know to write the bank officers used to fill up the bank forms for me.
   
3. 
   Until the year 2000, I was treated as VIP customer in the above bank. During this period, I have some dispute with Standard Chartered Bank as they have dishonored Bank Guarantee cheque issued in my favour, as a result, they pressurized my brother and me. In 1999, my elder brother died of heart attack sues the pressure from Standard Chartered Bank. Similarly, in May 1999 my other Brother died succumbing to the pressure from the said Bank. During this period, I have also suffered two major heart attacks. I was admitted in Dubai Hospital.
   
4. 
   As my business was prospering I used to get 2,00,000 U.S. $ interest and 1,00,000 U.S. $ I used to earn annually in those days. As my health was not in good condition I decided to prepare a will, but the Dubai Court refused to recognize the will, as it is not in consonance with the Dubai Law. Nonetheless, I decided to make a will with the Indian Consulate.
   
5. 
   I have also decided to appoint a nominee for my Fixed Deposit account but they again refused to comply with my instruction saying that it is also not allowed in accordance with Dubai law. I entered my wifes name in joint account in F.D. then I learned that on my death my wife will not get all the money and the account will be seized as per the Dubai Law.Ultimately I decided to break the Fixed Deposit in my name and decided to deposit the sum in my wifes name and did so accordingly.
   
6. 
   When I demanded the documents signed by me for creating the lien, the CBI refused to return back me the papers saying that as I no longer a depositor the lien papers are of no use to the Bank as it has no value.In July 1999 I was admitted in Dubai Hospital for heart plastic surgery, I was under the pressure from Standard Chartered bank in one case I was fined 2000 Dhr. I went to appeal against the order there was lot of pressure on me and it resulted into detoriated of mental and physical health. I used to get threatening calls from Standard bank Officers calling me to withdraw the cases filed against them or fact dire consequences.
   
7. 
   During that period, I had already invested heavily in Dubai Market, One High Rose to whom I have lent 1 Million Dhr. Had issued me post-dated cheque. He requested me for time so that he can obtain loan form the Bank, as he has account in the same Bank I have accepted his request. The Officer from High Rose transferred 4 Lakh Dhr. To my account. In and around Oct 2000 4 lakh was deposited in my account, which clearly shows that he must have applied much prior to Oct 2000 to the bank for such facilities. During that period, the F.D. was in my wifes name. My wife did not signed any lien letter ever except one on which loan facilities was obtained only that Fixed deposit was under lien.
   
8. 
   30 Oct 2000- I with my wife decided to purchase a Government Bond issued by Indian Government in the name of Resurgence Bond for which we were short of $ 60,000/- as on 30th Oct 2000 our one Fixed Deposit was maturing we decided to used that money. We requested the CBIO Bank to break that FD and pay us $ 60,000/- and reinvest the rest sum again. The CBI paid us $ 60,000/- accordingly, when I went in the Bank to prepare Draft the Bank Officers asked me to sign some documents as I had good relation with the Bank I signed the documents without any doubt I have also put a date below my signature which was 31st Oct 2000.
   
9. 
   In 2001 Feb the Bank officers showed me the same letters saying that this is a lien papers saying that balance of 120$ in the account of High Rose. I told them that I did not give them guarantee and that the High Rose already owes me ! Millions $. Then they showed me a lien letter dated 28th Oct 2000 which bears my signature, but not of my wife in whose name the FD account was laying. Therefore, they created a lien in my wifes account based on my signature. At that time all FD were in my wifes name.
   
10. 
    When admittedly all fixed deposit account were in my wifes name how can the a bank create lien without her knowledge and without her express consent the bank created a lien in my wifes account to the tune of 125000 $ without her knowledge. I have receipt of bank issued by them on 28th Oct 2000 of FD which does not show any under lien endorsement. The High Rose has requested me to provide him a Bank Guarantee for 1 Million so that he can repay me the loaned amount of 1 million $ after one month.
    
11. 
    I state that High Rose applied for LBD cheque facility on 19^th October 2000, against this he deposited his personal guarantee as well as its company’s cheques in CBI favor, its clients PDC cheques of Dhs 425,750/. This means CBI had 3 guarantees – more than dhs 800,000/ PDC’s and personal guarantee and dhs 425,750 cheque of its company. After taking so many guarantees his LBD facility was passed.
    
12. 
    The High Rose owes me more than dhs 850,000/. He transferred from his High Rose account to my account on 28^th oct. 00 amount dhs 400,000/. This is confirms that High Rose facility is passed before 28^th October 2000.
    
13. 
    From 1993 I had my well maintained accounts with CBI term deposits. I used to use my term deposits against my account facility. I have never used bank’s money. On 29^th oct, 00, I transferred these funds to term deposit account. On 30^th oct. 00, my term deposit no. 370202000225 of amount US $ 180,000/ was due. Bank asked me if I wanted to renew the fixed deposit, I gave instructions to withdraw US $ 60,000 as I wanted it and balance to fix in term deposit. On 31^st October 2000 I visited the bank and I don’t know English the bank officers had prepared a letter dated 30^th October 2000 and I signed that paper without noticing as I was in hurry but when I signed luckily I had added date to my signature.
    
14. 
    Surprisingly If this fixed term deposit no. 370202000225 was UNDER LIEN then to break this deposit – the bank needs an application, no bank will break this Lien without manager’s approval it is not broken easily in few days. I am also giving more proof that this fixed deposit is not Under Lien; even CBI letter will show that this was not Under Lien. The most important thing this fixed deposit is not in my name it was in my wife’s name Pooja Dayal Mansukhani, so it was necessary to take sign from Pooja as well, which the bank does not have. After having so many evidences in my favor, Dubai Court has dismissed the case. So I appealed to the appeal court case no 467/2002 and submitted private auditor’s report –appeal also dismissed., ignoring the well placed evidence on record and relying upon extraneous material.
    
15. 
    I have faxed documents which will prove that how many times I have warned the bank that High Rose had planned to run away and take action, and recover their amount. As High Rose had to pay me more dues and I had filed a case against High Rose of dhs 150,000/ at the Bur Dubai Police station, they kept passport as guarantee and let him go on bail. The judgment was on 20^th Feb. 2001. I had full guarantee that before this date he will flee from the country, because I had more PDC cheques still with me, if would not run then he would had to pay me those. And for these reasons I was calling the bank and asking them to take action or else they will lose lot of money – but the bank did not take any precautions even after telling them his intentions of escaping from the country, this also shows that bank had helped him to escape or they were with him.
    
16. 
    I assuming was the guarantor, then the bank should had on 19^th October 2000, when he had applied the facility, should had taken my signature, which they don’t have. Fixed term deposit no. 370202000225, was in the name of alone (single) Pooja’s name if this in Lien then pooja’s sign should be on the Lien form, very necessarily. On 25^th Jan. 2001, High Rose’s all PDC cheques were bounced the same time why did not the bank debit from my account the amount if I was the guarantor.
    
17. 
    If I am the guarantor then why did the bank deposit the High Rose cheques which were in bank favour of amount dhs 400,000/? And if they deposited and it was returned then why they did not take any action, this is crucial question of facts. I had submitted 5,6 applications showing them the courts letter and asking them if I was guarantor then issue me a letter so I could go and file a criminal case against him. Why they did not issue me a letter?
    
18. 
    On 20^th feb. 2002, High Rose did not appear in the Dubai Court, passport is still with the Police station, after this man fled from the country the bank debited from my term deposit the amount, This shows or even proves that High Rose got the help from Bank – before he could be caught and put behind bars, then bank would not be able to debit from my account the amount easily. Important: High Rose after escaping from Dubai – still had contacts with CBI bank, and they asked him to send a fax against me, where it is stating that I was asking him some wrong statement, and showing this the bank scared me that they would on this fax behalf would put me behind bars.
    
19. 
    The petitioner has not filed any other petition or challenged the orders in any other court of law.
    
20. 
    The delay in taking out this petition be condoned as the petitioner being held up in Australia for his Business purpose and presently residing in India, he could not due to legal knowledge file this petition earlier.
    
21. 
    The petitioner is paying the court fees of DHR.___________ as fixed court fees.
    
22. 
    The petitioner has no alternate and efficacious alternate remedy available and reliefs sought in the present petition will be suffice to do full and final justice between the parties.
    
23. 
    The petitioner submits that there is substantial and crucial issues regarding law is involved in the above matter.
    
24. 
    The petitioner craves leave to refer and rely upon the compilation of documents in support of this petition.
    
25. 
    The petitioner shall rely upon the compilation of documents in support of this case separately.
    
26. 
    The petitioner therefore prays that-
    

1. 
   That after going through the legalities and proprieties in the above matte records and proceedings from the lower court be called for.
   
2. 
   That after going through the records and proceedings in the above matter and hearing the parties this Hon’ble court be pleased to remand the matter for fresh trail
   
3. 
   That pending the hearing and final disposal of this petition this Hon’ble court be pleased to stay the order passed in ______________
   
4. 
   That any other just and appropriate order as this court thinks fit and proper may be passed.
   
5. 
   That cost of this petition be provided with.
   

Place

Civil case no. 157/2000 Khaleej Times

The case against the Khaleej Times started on 28 January 1999 - Alliance Insurance Company issued – coverage starting from 28/01/1999 to 27/01/2000  (Insurance Coverage).  It is clearly seen on the copy that 2000 it is over written but the starting date is genuine. I have a copy of this as proof.

The coverage was due to be paid on the death of my brother which was certified by Dubai Hospital. Time of death date 29/01/99. Why has this claim not been received to date?

DAYAL MANSUKHANI 0507570737

Exhibit no. 9. Hospital ID no. 7611331) Rashid hospital.